Today's dark and dreary weather is a serious reminder that colder weather (and the holidays!) will be here before we know it!

Being financially ready for the end of December was a huge reason I started doing this challenge, so don't stop now!

Woman holding money
Iromaya Images, ThinkStock
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We're onto Week 37 of the 52-Week Money Challenge, and no matter which way you're following along, we've all made a ton of progress!

This week, traditionalists will add $37 to their savings for a total of $703.

If you're on Team Backwards with me, add $16 for your savings for a total of $1258! (If you're up to it, add even more cash into the piggy bank for a bigger payoff at year's end!)

52-week money challenge
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Money challenged reversed
Laurie Cataldo, Townsquare Media
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