We've all said it. Sometimes it's totally innocent, but most times...it's followed by something bad. So what are the four words that set panic into the hearts of most men?

YourTango shared the results of a new study that says 89% of men assume the worst when hearing, "We need to talk."

Admit it ladies. You utter that phrase and it's likely to be followed by some kind of nagging, complaining, or a full-on break-up.

Sure, sometimes we say it for other reasons, but most guys hear that and think, "Oh jeez, what now?"

So tell us, what words or phrases scare you the most? Comment below!