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gift cards

gift cards

gift cards
flickr user, 401(K)2012
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When Are Gift Cards A Good Gift? [POLL]

By now, you must be hip deep in your Christmas shopping, and if you're like me, you leave the tough gifts for last. That can be a real challenge.

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gift cards
Joe Raedle, Getty Images
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Gift Cards Are a Good Idea, But Are They Always a Good Idea?

There is no questioning the popularity of gift cards for holiday gifts this year. Cnn.com reports that 58% of people would like one as a gift, and 80% of us will buy one during our holiday shopping. They certainly are an awesome option, but are they always the right gift? I don't think so, so I've come up with a system that I use. It's 'Lou's Holiday Level System".

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gift cards
Robinsonsmay, Flickr
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Show Me The Money!

For some, giving cash for Christmas may seem a little cold, but according to the National Retail Federation, the most requested holiday gift for the fifth year in a row is as close to cash as you can get: a department store gift card

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