I have one for my computer at work. I have one for my phone. There's one for my debit card, iTunes account and bank account. You need one for your home alarm, your laptop and many cars. There's one to get into the building at work and one to access each different website that houses just about every part of your life.

 And you know what the advice is from the experts? Don't ever use the same one for two different things. Really? Pin numbers and passwords are taking up way too much brain capacity.

Don't feel bad at 1:30pm today when somebody asks you what you had for lunch and you can't remember. It's not your fault. Blame the bank or the internet or anything that makes you remember yet another pin or password. Now, I'm not against password and pin numbers. They're there for our protection and security. I'm just opposed to running out of memory space in my brain.

And pin numbers and passwords use up all of our creative energy as well. Not only do you have to think of one that isn't obvious, but you have to think of one that isn't obvious and isn't related to any other pins or passwords you have...and oh yeah, you have to be able to figure out a way to remember it yourself.

In case you've forgotten, I'm talking about pins and passwords. I don't blame you if you forgot. It's not your fault.