Online banking is quick, convenient, and safe. We can transfer money, pay bills, and manage finances by tapping an app or opening our laptops.

We don't even need physical bank or debit cards. Apple Pay can take care of purchases without contact on your phone.

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Think about it. When was the last time you set foot in a bank?

If it's been a while, you're not alone.

Statista reports that, as of 2023, more than 66% of Americans use online banking, a number that is expected to grow quickly. 

Last year, banks closed a total of 1,043 branches.

Multiethnic mid adult couple using digital tablet at home
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Take a look at these stats: 

    • 85% of people ages 25 to 34 use digital banking
    • 47% of people over 65 use digital banking
    • 39% of Baby Boomers use online banking
    • 57% of Gen Z use mobile banking apps
    • 60% of Millennials use mobile banking apps
    • 52% of Generation X use mobile banking apps

ALSO READ: This New Jersey Department Store is at Risk of Closing

Whether we need a safe deposit box, a bank check, or financial advice, we still need to visit our local bank branch.

The Daily Mail says 200 million Americans still make cash deposits, and 45% prefer in-person banking.

When you visit your bank, it is shocking how few staff members are left. It wasn't long ago when you had a whole crew handling the counter and drive-thru. Even bank drive-thrus are being phased out for pull-up ATMs.

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Why are Pennsylvania banks closing?

Technology. Online banking and apps allow banks big and small to enable customers to conduct their business from the comfort of their homes or wherever there's an Internet connection.

It's also cheaper for banks to go virtual. It eliminates the need for staff at brick-and-mortar locations.

Which Pennsylvania banks are closing in 2025?

The first round of closures will close the doors of:

Fulton Bank - Eagle Point, Bellefonte

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Fulton Bank - W. Market Street, Hallum

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Fulton Bank - Shrewsbury Commons Avenue, Shrewsbury

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Fulton Bank - S. Poplar Street, Berwick

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Fulton Bank - N. Route 15, Dillsburg

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Fulton Bank - E. Third St., Williamsport

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Fulton Bank - N. Fourth St., Sunbury

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Santander - Dekalb Pike, Blue Bell

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Wells Fargo - Pennsylvania Avenue, Matamoras

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Wells Fargo - N. Main Street, Red Lion

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LOOK: This is where homes are selling the fastest right now

Stacker compiled a list of the metros where houses are selling the fastest, according to data from Redfin.

Gallery Credit: Stacker

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