If you love the Jersey Shore and dream of retiring here, then you should be aware just how expensive that dream will be.

It shouldn't surprise anyone living in the Garden State that a retirement in New Jersey is likely to be an expensive proposition. But even with that knowledge, it may surprise you just how expensive it actually will be.

According to gobankingrates.com, New Jersey is the 4th most expensive states to retire in among all states in the country.  So how much money will you need annually during retirement to make it work in the Garden State?

For a comfortable retirement the experts say you will need exactly $61,215 a year. Just as a point of reference, the most expensive state for retirement is Washington D.C., and you'd need a little over $71,000 annually there.

So why is it so expensive in New Jersey? You already know this one. Everything is ridiculously expensive. As a matter of fact, New Jersey residents per capita spend the second most on housing and utilities in the whole country.

So, if your dream is to enjoy your retirement in the beautiful Garden State, you better star saving now. Sometimes the best things in life aren't free. As a matter of fact, nothing is ever free in New Jersey!

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