FEMA

"People need to quit thinking that it won't happen to them," David Maurstad, senior executive of the National Flood Insurance Program at FEMA, told New Jersey 101.5.

"We need help and we need help now," said Shashuna Atwater, a resident of Newark. "Why wait for another disaster?"

Those with repetitively flooded homes may qualify to have those homes bought out, demolished, raised, or relocated.

Residents who rent or rent out homes in Toms River that were damaged by Superstorm Sandy requiring rebuilds are being told to elevate their structure by FEMA who is reportedly using outdated maps and information.

FEMA says more disaster recovery centers are likely on their way.

Morris County joined the list as of Saturday, clearing the way for federal funding to reach residents and businesses.

Burlington, Cape May, and Ocean are the only New Jersey counties not covered under this round of applications.

Ida created so much heartbreak and destruction and if you're one of those people, I'm so deeply sorry. In New Jersey, we're licking our wounds and as the adrenaline wears off, we're just wondering where to get help to build it all back and try to prevent it again. Here is where you should turn for help right now...

New Jersey is processing the Lost Wage Assistance through FEMA, of $300 a week for up to 6 weeks. The money will arrive in a lump sum in October.

There are a few rules and stipulations to keep in mind but it is possible that you won't receive money until October.

The bill mandates forgiveness of certain Community Disaster Loans secured by NJ municipalities from FEMA.

FEMA has tips for how families can prepare for the possibility of a natural disaster.