So I wrote about this last year and never wound up doing it, but this year, I'm going to try to make it easier* for all of us!

Starting this Friday, and every Friday in 2015 I'll post the money challenge reminder...hopefully by the end of the year, we can all treat ourselves to a vacation (whether that's a true vacation from the cold weather or the theoretical vacation from the stress of bills!)

If you don't know how the money challenge works, you start by saving $1 -- put it in a piggy bank, your savings account, under your mattress, wherever you won't touch it.

The next week, add $2. The third week, add $3, and so on and so forth. By the end of 2015, you'll have $1378!

Here's a handy chart to break it down:

money challenge

If you can afford it, why not double up and start by saving $2, then $4...that's $2756 by year's end!

Here's to a richer 2015 -- in every sense of the word!

(*Easier in the sense of actually remembering to do it...when it comes to actually finding the money, you're on your own!)