We all procrastinate, whether it comes to losing weight , working out or saving money. But this tip may change all that.

When you set a goal, the way you count down to that goal can make all the difference in the world. Here's a great example, according to msn.com. Maybe you went on vacation last year and saw yourself in some pictures and swore you were going to lose wait for next year. That may have been your first mistake.

Research has shown that if you set your goals in terms of days instead of "next year", you have a better chance of achieving that goal. As a matter of fact, the research suggests you may reach your goal 4 times faster if you approach the goal in terms of days.

The study was done regarding money saving goals, but an expert says the concept applies to any goal you're trying to achieve. So set that goal and get ready for the countdown, but remember, count the days!

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